We all live in hope that when we pass, we’re not forgotten. We’d also like to believe that the money we’ve worked so hard for will help to give our kids and grandkids a better life.

But for those who don’t have a plan in place, and would rather leave this to chance, there is a risk that your wishes may not come true.

These four estate planning strategies will...

Many of us don’t hesitate to insure physical assets such as our home, contents and vehicles, but what about our greatest asset of all – our ability to earn an income?

While we’d all like to picture a smooth road ahead, sometimes that’s just not the case. Protecting your income along the way isn’t a luxury: anyone with financial obligations could consider the...

What is gifting? But before you gift a significant amount, it’s important to understand how this could impact your Age pension or other social security benefits you receive now or in the future.

What is gifting? Gifting can be a viable strategy as gifts given within certain limits can not only provide you with the satisfaction of being able to help others, bu...

This article was originally written by Pendal Group Limited and is shared with permission.

Diversification is likely to be one of the key foundations of a strong investment portfolio. Pendal, one of BT’s key strategic partners, explains this strategy in simple terms.

What is diversification

Diversification is the act of spreading the money you have to invest...

Remember when mobile telephones were brick-like devices that cost thousands of dollars and only had a battery life of 30 minutes? It was only 33 years ago*, yet in that time those clunky phones have transformed into pocket-sized PCs that carry much of our personal and financial information.

If you are in doubt as to what could be learned about you by crackin...

In this edition of Investment Solutions magazine we take a look at how you can enjoy the festive season without the financial stress.

BT Financial Group Investment Specialist, Riccardo Briganti, provides us with a market update on local and international markets.

Finally, we share insights on what makes a good investment strategy. 

Download: Merit Wealth Invest...

In this edition of Investment Solutions Magazine we take a look at how you can use your SMSF to educate your children about finance.

BT Financial Group Investment Specialist, Riccardo Briganti, provides us with a market update on local and international markets.
We also look at if you can really afford for your adult kids to continue to live at home.


In the winter edition of Investment Solutions magazine, we analyse what the proposed Budget changes mean for you.
BT Financial Group Investment Specialist, Riccardo Briganti, provides us with an investment update on local and international markets.
We take a look at how to make your retirement funds last the distance. Finally, Dr Bryan Humphrey talks to...

Budget 2017-18 - The Balancing Act! What it means to you, your business, superannuation and investors. A concise summary from Merit Wealth to download now.

As we move through life, find a partner, raise a family, and maybe start a business, the importance of insurance in a long term plan increases. That's because insurance is all about providing a financial safety net that helps you to take care of yourself and those you love when you need it most.

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